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Whole life insurance coverage policies are non-correlated assets. No matter of what occurs in the market (stock, genuine estate, or otherwise), your insurance coverage policy maintains its well worth.
Market-based financial investments expand wealth much faster but are exposed to market variations, making them naturally risky. What happens if there were a 3rd bucket that offered security but likewise modest, guaranteed returns? Whole life insurance policy is that 3rd bucket. No matter exactly how varied you believe your profile may be, at the end of the day, a market-based investment is a market-based financial investment.
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