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Whole life insurance policies are non-correlated assets. Regardless of what takes place in the market (stock, actual estate, or otherwise), your insurance policy retains its worth.
Market-based investments expand wide range much quicker yet are exposed to market changes, making them naturally dangerous. What if there were a 3rd bucket that used security yet also moderate, guaranteed returns? Entire life insurance is that 3rd container. No matter exactly how varied you believe your profile might be, at the end of the day, a market-based financial investment is a market-based financial investment.
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